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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Carroll	Tennessee	US
Total Applications	102	18,764	1,255,528
Average Loan	$102.8k	$146.1k	$259.4k
Loan to Income Ratio	2.17	2.03	2.04
Subprime Loans	5.88%	2.06%	1.84%
Refinancing Loans	38.24%	52.35%	55.94%
Principal Dwellings	97.06%	92.26%	85.62%
Rejected Applications	21.57%	14.88%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031