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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Decatur	Tennessee	US
Total Applications	21	18,764	1,255,528
Average Loan	$76.7k	$146.1k	$259.4k
Loan to Income Ratio	1.47	2.03	2.04
Subprime Loans	4.76%	2.06%	1.84%
Refinancing Loans	38.10%	52.35%	55.94%
Principal Dwellings	95.24%	92.26%	85.62%
Rejected Applications	9.52%	14.88%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031