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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Collin	Texas	US
Total Applications	6,191	129,478	1,255,528
Average Loan	$173.8k	$138.2k	$259.4k
Loan to Income Ratio	1.71	1.57	2.04
Subprime Loans	1.32%	3.51%	1.84%
Refinancing Loans	45.15%	44.73%	55.94%
Principal Dwellings	93.96%	91.07%	85.62%
Rejected Applications	12.41%	17.82%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031