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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	El Paso	Texas	US
Total Applications	2,763	129,478	1,255,528
Average Loan	$114.2k	$138.2k	$259.4k
Loan to Income Ratio	1.60	1.57	2.04
Subprime Loans	4.67%	3.51%	1.84%
Refinancing Loans	46.83%	44.73%	55.94%
Principal Dwellings	92.40%	91.07%	85.62%
Rejected Applications	27.83%	17.82%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031