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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Albemarle	Virginia	US
Total Applications	179	24,762	1,255,528
Average Loan	$273.7k	$261.3k	$259.4k
Loan to Income Ratio	1.68	2.31	2.04
Subprime Loans	0.56%	1.27%	1.84%
Refinancing Loans	65.92%	59.64%	55.94%
Principal Dwellings	92.18%	89.48%	85.62%
Rejected Applications	19.55%	15.90%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031