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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Alleghany	Virginia	US
Total Applications	52	24,762	1,255,528
Average Loan	$101.3k	$261.3k	$259.4k
Loan to Income Ratio	1.87	2.31	2.04
Subprime Loans	—	1.27%	1.84%
Refinancing Loans	32.69%	59.64%	55.94%
Principal Dwellings	98.08%	89.48%	85.62%
Rejected Applications	21.15%	15.90%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031