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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Bristol	Virginia	US
Total Applications	28	24,762	1,255,528
Average Loan	$97.7k	$261.3k	$259.4k
Loan to Income Ratio	1.74	2.31	2.04
Subprime Loans	10.71%	1.27%	1.84%
Refinancing Loans	64.29%	59.64%	55.94%
Principal Dwellings	85.71%	89.48%	85.62%
Rejected Applications	10.71%	15.90%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031