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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Campbell	Virginia	US
Total Applications	151	24,762	1,255,528
Average Loan	$136.0k	$261.3k	$259.4k
Loan to Income Ratio	2.60	2.31	2.04
Subprime Loans	0.66%	1.27%	1.84%
Refinancing Loans	46.36%	59.64%	55.94%
Principal Dwellings	96.69%	89.48%	85.62%
Rejected Applications	13.25%	15.90%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031