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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Caroline	Virginia	US
Total Applications	118	24,762	1,255,528
Average Loan	$195.0k	$261.3k	$259.4k
Loan to Income Ratio	2.58	2.31	2.04
Subprime Loans	—	1.27%	1.84%
Refinancing Loans	55.93%	59.64%	55.94%
Principal Dwellings	94.07%	89.48%	85.62%
Rejected Applications	23.73%	15.90%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031