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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Okanogan	Washington	US
Total Applications	146	32,338	1,255,528
Average Loan	$168.0k	$288.3k	$259.4k
Loan to Income Ratio	1.82	2.46	2.04
Subprime Loans	1.37%	0.48%	1.84%
Refinancing Loans	53.42%	61.21%	55.94%
Principal Dwellings	82.88%	84.31%	85.62%
Rejected Applications	13.01%	10.14%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031