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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Ashland	Wisconsin	US
Total Applications	60	20,875	1,255,528
Average Loan	$111.2k	$171.7k	$259.4k
Loan to Income Ratio	1.86	1.84	2.04
Subprime Loans	1.67%	1.70%	1.84%
Refinancing Loans	53.33%	63.84%	55.94%
Principal Dwellings	88.33%	90.26%	85.62%
Rejected Applications	11.67%	13.58%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031