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JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY
COLUMBUS, 43240-2031

2008 Mortgage Research	Chippewa	Wisconsin	US
Total Applications	134	20,875	1,255,528
Average Loan	$138.2k	$171.7k	$259.4k
Loan to Income Ratio	2.00	1.84	2.04
Subprime Loans	0.75%	1.70%	1.84%
Refinancing Loans	53.73%	63.84%	55.94%
Principal Dwellings	97.76%	90.26%	85.62%
Rejected Applications	8.96%	13.58%	17.10%

JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAYCOLUMBUS, 43240-2031