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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research	Boulder	Colorado	US
Total Applications	510	9,182	231,155
Average Loan	$274.1k	$236.4k	$185.0k
Loan to Income Ratio	1.89	2.01	1.94
Subprime Loans	1.18%	1.96%	3.21%
Refinancing Loans	48.24%	46.41%	39.98%
Principal Dwellings	87.84%	90.05%	92.70%
Rejected Applications	8.24%	11.93%	13.29%

US BANK, N.A. 777 EAST WISCONSIN AVEMILWAUKEE, 53202-5300