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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research Clear Creek Colorado US
Total Applications 17 9,182 231,155
Average Loan $318.6k $236.4k $185.0k
Loan to Income Ratio 2.36 2.01 1.94
Subprime Loans 1.96% 3.21%
Refinancing Loans 58.82% 46.41% 39.98%
Principal Dwellings 88.24% 90.05% 92.70%
Rejected Applications 5.88% 11.93% 13.29%
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