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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2006 Mortgage Research Clinton Illinois US
Total Applications 60 9,100 160,741
Average Loan $93.8k $176.8k $162.4k
Loan to Income Ratio 1.30 1.91 1.74
Subprime Loans 5% 2.01% 1.90%
Refinancing Loans 25% 37.49% 30.63%
Principal Dwellings 95% 93% 92.22%
Rejected Applications 5% 4.11% 5.43%