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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research	Clark	Indiana	US
Total Applications	176	6,794	231,155
Average Loan	$119.3k	$117.1k	$185.0k
Loan to Income Ratio	2.19	1.98	1.94
Subprime Loans	1.14%	2.06%	3.21%
Refinancing Loans	21.02%	20.46%	39.98%
Principal Dwellings	97.16%	96.51%	92.70%
Rejected Applications	2.84%	5.08%	13.29%

US BANK, N.A. 777 EAST WISCONSIN AVEMILWAUKEE, 53202-5300