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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research	Humboldt	Iowa	US
Total Applications	25	4,232	231,155
Average Loan	$112.4k	$144.0k	$185.0k
Loan to Income Ratio	1.63	1.53	1.94
Subprime Loans	—	3.19%	3.21%
Refinancing Loans	32%	39.27%	39.98%
Principal Dwellings	92%	90.60%	92.70%
Rejected Applications	8%	8.36%	13.29%

US BANK, N.A. 777 EAST WISCONSIN AVEMILWAUKEE, 53202-5300