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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research	Bourbon	Kansas	US
Total Applications	21	3,276	231,155
Average Loan	$85.2k	$143.8k	$185.0k
Loan to Income Ratio	1.61	1.87	1.94
Subprime Loans	—	3.75%	3.21%
Refinancing Loans	19.05%	37.85%	39.98%
Principal Dwellings	100%	96.15%	92.70%
Rejected Applications	19.05%	9.22%	13.29%

US BANK, N.A. 777 EAST WISCONSIN AVEMILWAUKEE, 53202-5300