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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research	Allen	Kentucky	US
Total Applications	45	4,195	231,155
Average Loan	$119.4k	$140.3k	$185.0k
Loan to Income Ratio	1.92	1.89	1.94
Subprime Loans	—	3.31%	3.21%
Refinancing Loans	48.89%	36.52%	39.98%
Principal Dwellings	93.33%	94.30%	92.70%
Rejected Applications	8.89%	10.85%	13.29%

US BANK, N.A. 777 EAST WISCONSIN AVEMILWAUKEE, 53202-5300