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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2006 Mortgage Research Ballard Kentucky US
Total Applications 10 4,221 160,741
Average Loan $78.1k $118.3k $162.4k
Loan to Income Ratio 1.49 1.60 1.74
Subprime Loans 1.94% 1.90%
Refinancing Loans 30% 21.99% 30.63%
Principal Dwellings 90% 92.99% 92.22%
Rejected Applications 10% 7.94% 5.43%