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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2006 Mortgage Research Aitkin Minnesota US
Total Applications 60 11,603 160,741
Average Loan $163.1k $189.7k $162.4k
Loan to Income Ratio 1.83 1.85 1.74
Subprime Loans 1.67% 0.62% 1.90%
Refinancing Loans 60% 38.53% 30.63%
Principal Dwellings 58.33% 92.79% 92.22%
Rejected Applications 3.33% 3.59% 5.43%