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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research	Camden	Missouri	US
Total Applications	153	14,358	231,155
Average Loan	$202.0k	$157.9k	$185.0k
Loan to Income Ratio	1.61	1.84	1.94
Subprime Loans	1.31%	4.98%	3.21%
Refinancing Loans	54.90%	57.10%	39.98%
Principal Dwellings	50.33%	93.27%	92.70%
Rejected Applications	15.03%	9.88%	13.29%

US BANK, N.A. 777 EAST WISCONSIN AVEMILWAUKEE, 53202-5300