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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research	Jefferson	Missouri	US
Total Applications	777	14,358	231,155
Average Loan	$160.6k	$157.9k	$185.0k
Loan to Income Ratio	2.32	1.84	1.94
Subprime Loans	8.37%	4.98%	3.21%
Refinancing Loans	70.53%	57.10%	39.98%
Principal Dwellings	97.81%	93.27%	92.70%
Rejected Applications	7.72%	9.88%	13.29%

US BANK, N.A. 777 EAST WISCONSIN AVEMILWAUKEE, 53202-5300