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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research Yellowstone Montana US
Total Applications 443 2,541 231,155
Average Loan $163.7k $179.4k $185.0k
Loan to Income Ratio 1.62 1.91 1.94
Subprime Loans 2.03% 2.36% 3.21%
Refinancing Loans 39.95% 50.14% 39.98%
Principal Dwellings 94.81% 90.67% 92.70%
Rejected Applications 4.29% 10.11% 13.29%
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