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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research	Adams	Nebraska	US
Total Applications	74	4,386	231,155
Average Loan	$74.8k	$116.8k	$185.0k
Loan to Income Ratio	1.91	1.59	1.94
Subprime Loans	—	1.09%	3.21%
Refinancing Loans	9.46%	14.98%	39.98%
Principal Dwellings	97.30%	97.20%	92.70%
Rejected Applications	2.70%	4.08%	13.29%

US BANK, N.A. 777 EAST WISCONSIN AVEMILWAUKEE, 53202-5300