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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research	Cheyenne	Nebraska	US
Total Applications	22	4,386	231,155
Average Loan	$93.0k	$116.8k	$185.0k
Loan to Income Ratio	0.97	1.59	1.94
Subprime Loans	4.55%	1.09%	3.21%
Refinancing Loans	9.09%	14.98%	39.98%
Principal Dwellings	95.45%	97.20%	92.70%
Rejected Applications	—	4.08%	13.29%

US BANK, N.A. 777 EAST WISCONSIN AVEMILWAUKEE, 53202-5300