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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research Lackawanna Pennsylvania US
Total Applications 31 2,725 231,155
Average Loan $1082.4k $197.1k $185.0k
Loan to Income Ratio 1.24 2.01 1.94
Subprime Loans 2.94% 3.21%
Refinancing Loans 41.94% 38.61% 39.98%
Principal Dwellings 80.65% 93.87% 92.70%
Rejected Applications 12.90% 9.61% 13.29%
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