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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research Brooks Texas US
Total Applications 5 7,087 231,155
Average Loan $68.0k $127.6k $185.0k
Loan to Income Ratio 0.59 1.26 1.94
Subprime Loans 60% 9.76% 3.21%
Refinancing Loans 17.10% 39.98%
Principal Dwellings 80% 92.31% 92.70%
Rejected Applications 20% 17.12% 13.29%
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