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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research Emery Utah US
Total Applications 24 4,279 231,155
Average Loan $131.5k $220.4k $185.0k
Loan to Income Ratio 2.71 2.37 1.94
Subprime Loans 0.72% 3.21%
Refinancing Loans 75% 60.34% 39.98%
Principal Dwellings 95.83% 92.26% 92.70%
Rejected Applications 7.08% 13.29%
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