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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research	Garfield	Washington	US
Total Applications	10	7,573	231,155
Average Loan	$104.2k	$245.1k	$185.0k
Loan to Income Ratio	1.02	2.15	1.94
Subprime Loans	10%	1.40%	3.21%
Refinancing Loans	20%	55.70%	39.98%
Principal Dwellings	90%	92.78%	92.70%
Rejected Applications	10%	11.26%	13.29%

US BANK, N.A. 777 EAST WISCONSIN AVEMILWAUKEE, 53202-5300