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US BANK, N.A. 777 EAST WISCONSIN AVE
MILWAUKEE, 53202-5300

2008 Mortgage Research Skagit Washington US
Total Applications 215 7,573 231,155
Average Loan $237.6k $245.1k $185.0k
Loan to Income Ratio 2.62 2.15 1.94
Subprime Loans 0.93% 1.40% 3.21%
Refinancing Loans 57.21% 55.70% 39.98%
Principal Dwellings 92.09% 92.78% 92.70%
Rejected Applications 8.37% 11.26% 13.29%
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