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SEFCU 700 PATROON CREEK BLVD ,
ALBANY, 12206-1067

2008 Mortgage Research	Rensselaer	New York	US
Total Applications	612	2,710	2,722
Average Loan	$76.1k	$73.3k	$73.3k
Loan to Income Ratio	0.88	0.85	0.85
Subprime Loans	—	—	—
Refinancing Loans	44.93%	43.21%	43.31%
Principal Dwellings	99.84%	99.37%	99.38%
Rejected Applications	19.77%	19.26%	19.32%

SEFCU 700 PATROON CREEK BLVD ,ALBANY, 12206-1067