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EXCHANGE BANK PO BOX 580
MILLEDGEVILLE, 31059-0058

2008 Mortgage Research	Bleckley	Georgia	US
Total Applications	16	320	324
Average Loan	$130.1k	$158.1k	$161.7k
Loan to Income Ratio	1.49	1.60	1.61
Subprime Loans	—	9.38%	9.26%
Refinancing Loans	43.75%	62.81%	62.65%
Principal Dwellings	100%	63.75%	62.96%
Rejected Applications	—	—	—

EXCHANGE BANK PO BOX 580MILLEDGEVILLE, 31059-0058