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FIRST NATIONAL BANK OF OMAHA 1620 DODGE STREET
OMAHA, 68197

2008 Mortgage Research	Buffalo	Nebraska	US
Total Applications	167	5,615	6,904
Average Loan	$148.0k	$124.1k	$132.4k
Loan to Income Ratio	1.87	1.48	1.51
Subprime Loans	2.99%	6.41%	6.10%
Refinancing Loans	47.31%	42.30%	43.24%
Principal Dwellings	96.41%	92.82%	91.99%
Rejected Applications	2.40%	10.81%	9.95%

FIRST NATIONAL BANK OF OMAHA 1620 DODGE STREETOMAHA, 68197