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VALLEY BANK & TRUST 401 MAIN ST
MAPLETON, 51034

2008 Mortgage Research	Monona	Iowa	US
Total Applications	27	40	40
Average Loan	$130.4k	$125.9k	$125.9k
Loan to Income Ratio	2.33	2.05	2.05
Subprime Loans	62.96%	67.50%	67.50%
Refinancing Loans	48.15%	50%	50%
Principal Dwellings	92.59%	90%	90%
Rejected Applications	11.11%	7.50%	7.50%

VALLEY BANK & TRUST 401 MAIN STMAPLETON, 51034