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ENERGY ONE FEDERAL C.U. 110 W. 7TH ST., LL1
TULSA, 74119-1011

2008 Mortgage Research	Kemper	Mississippi	US
Total Applications	2	2	112
Average Loan	$143.0k	$143.0k	$160.4k
Loan to Income Ratio	1.49	1.49	1.25
Subprime Loans	—	—	8.93%
Refinancing Loans	—	—	25.89%
Principal Dwellings	100%	100%	99.11%
Rejected Applications	—	—	1.79%

ENERGY ONE FEDERAL C.U. 110 W. 7TH ST., LL1TULSA, 74119-1011