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GATE CITY BANK 500 2ND AVENUE NORTH
FARGO, 58102

2008 Mortgage Research	Becker	Minnesota	US
Total Applications	41	484	3,507
Average Loan	$161.3k	$108.2k	$102.4k
Loan to Income Ratio	1.44	1.32	1.35
Subprime Loans	2.44%	1.45%	2.11%
Refinancing Loans	39.02%	33.68%	30.97%
Principal Dwellings	85.37%	96.07%	98.32%
Rejected Applications	4.88%	8.06%	5.67%

GATE CITY BANK 500 2ND AVENUE NORTHFARGO, 58102