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GATE CITY BANK 500 2ND AVENUE NORTH
FARGO, 58102

2008 Mortgage Research	Mchenry	North Dakota	US
Total Applications	12	2,846	3,507
Average Loan	$51.2k	$101.4k	$102.4k
Loan to Income Ratio	0.92	1.31	1.35
Subprime Loans	—	2.35%	2.11%
Refinancing Loans	16.67%	32.43%	30.97%
Principal Dwellings	100%	98.66%	98.32%
Rejected Applications	16.67%	5.62%	5.67%

GATE CITY BANK 500 2ND AVENUE NORTHFARGO, 58102