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FNB BANK, N.A. 100 INDEPENDENCE ST
SHAMOKIN, 17872

2008 Mortgage Research Columbia Pennsylvania US
Total Applications 198 702 767
Average Loan $97.6k $95.6k $94.5k
Loan to Income Ratio 1.19 1.11 1.15
Subprime Loans 12.63% 10.40% 9.52%
Refinancing Loans 20.20% 24.64% 22.56%
Principal Dwellings 90.40% 90.46% 91.13%
Rejected Applications 11.62% 10.68% 9.78%
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