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PENN SECURITY BANK & TRUST CO. 150 N WASHINGTON AVENUE
SCRANTON, 18503

2008 Mortgage Research Lackawanna Pennsylvania US
Total Applications 291 443 449
Average Loan $126.6k $129.3k $133.4k
Loan to Income Ratio 1.37 1.33 1.35
Subprime Loans 4.12% 3.61% 3.56%
Refinancing Loans 46.05% 47.40% 46.99%
Principal Dwellings 95.53% 93.23% 92.65%
Rejected Applications 12.03% 14.22% 14.03%
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