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FIRST KEYSTONE NATIONAL BANK 111 WEST FRONT STREET
BERWICK, 18603

2008 Mortgage Research Columbia Pennsylvania US
Total Applications 309 612 614
Average Loan $63.5k $70.1k $71.0k
Loan to Income Ratio 1.07 0.98 0.99
Subprime Loans 16.50% 13.89% 13.84%
Refinancing Loans 33.33% 33.33% 33.22%
Principal Dwellings 87.70% 87.75% 87.62%
Rejected Applications 7.77% 6.54% 6.51%
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