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FIRST COLUMBIA BANK & TRUST CO 11 W MAIN STREET
BLOOMSBURG, 17815-0240

2008 Mortgage Research Columbia Pennsylvania US
Total Applications 305 431 453
Average Loan $84.9k $92.2k $92.9k
Loan to Income Ratio 1.24 1.26 1.29
Subprime Loans 11.48% 10.44% 9.93%
Refinancing Loans 40% 37.36% 35.54%
Principal Dwellings 91.48% 90.02% 90.51%
Rejected Applications 10.49% 9.74% 11.04%
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