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NATIONAL CITY BANK 1900 EAST NINTH ST. LOC: 01-3144
CLEVELAND, 44114

2006 Mortgage Research Alameda California US
Total Applications 3,713 90,411 628,613
Average Loan $272.7k $254.4k $160.1k
Loan to Income Ratio 1.61 1.66 1.58
Subprime Loans 20.31% 25.89% 30.13%
Refinancing Loans 50.42% 45.14% 39.27%
Principal Dwellings 94.80% 94.00% 92.20%
Rejected Applications 12.36% 14.53% 14.69%