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NATIONAL CITY BANK 1900 EAST NINTH ST. LOC: 01-3144
CLEVELAND, 44114

2006 Mortgage Research Marin California US
Total Applications 533 90,411 628,613
Average Loan $350.1k $254.4k $160.1k
Loan to Income Ratio 1.38 1.66 1.58
Subprime Loans 15.76% 25.89% 30.13%
Refinancing Loans 51.03% 45.14% 39.27%
Principal Dwellings 93.25% 94.00% 92.20%
Rejected Applications 8.44% 14.53% 14.69%