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NATIONAL CITY BANK 1900 EAST NINTH ST. LOC: 01-3144
CLEVELAND, 44114

2006 Mortgage Research Cook Illinois US
Total Applications 16,360 40,261 628,613
Average Loan $184.7k $154.1k $160.1k
Loan to Income Ratio 1.73 1.65 1.58
Subprime Loans 34.13% 29.75% 30.13%
Refinancing Loans 40.74% 37.91% 39.27%
Principal Dwellings 91.46% 93.56% 92.20%
Rejected Applications 17.01% 14.53% 14.69%