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NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144
CLEVELAND, 44114

2008 Mortgage Research	Bell	Kentucky	US
Total Applications	15	3,667	140,759
Average Loan	$96.4k	$121.2k	$182.7k
Loan to Income Ratio	1.61	1.51	1.99
Subprime Loans	—	4.83%	4.13%
Refinancing Loans	46.67%	55.22%	53.47%
Principal Dwellings	93.33%	92.45%	90.60%
Rejected Applications	20%	19.99%	12.48%

NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144CLEVELAND, 44114