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NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144
CLEVELAND, 44114

2008 Mortgage Research	Baltimore	Maryland	US
Total Applications	1,108	8,106	140,759
Average Loan	$232.4k	$259.6k	$182.7k
Loan to Income Ratio	2.52	2.49	1.99
Subprime Loans	2.71%	3.16%	4.13%
Refinancing Loans	56.86%	58.03%	53.47%
Principal Dwellings	96.21%	91.77%	90.60%
Rejected Applications	5.69%	5.33%	12.48%

NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144CLEVELAND, 44114