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NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144
CLEVELAND, 44114

2008 Mortgage Research	Carroll	Maryland	US
Total Applications	241	8,106	140,759
Average Loan	$264.8k	$259.6k	$182.7k
Loan to Income Ratio	2.73	2.49	1.99
Subprime Loans	2.49%	3.16%	4.13%
Refinancing Loans	61.41%	58.03%	53.47%
Principal Dwellings	94.61%	91.77%	90.60%
Rejected Applications	4.56%	5.33%	12.48%

NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144CLEVELAND, 44114