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NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144
CLEVELAND, 44114

2008 Mortgage Research Berkshire Massachusetts US
Total Applications 147 2,323 140,759
Average Loan $160.1k $233.7k $182.7k
Loan to Income Ratio 2.34 2.57 1.99
Subprime Loans 8.84% 4.86% 4.13%
Refinancing Loans 51.02% 55.14% 53.47%
Principal Dwellings 93.20% 91.35% 90.60%
Rejected Applications 0.68% 6.50% 12.48%
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