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NATIONAL CITY BANK 1900 EAST NINTH ST. LOC: 01-3144
CLEVELAND, 44114

2006 Mortgage Research Dakota Minnesota US
Total Applications 806 9,999 628,613
Average Loan $147.5k $147.5k $160.1k
Loan to Income Ratio 1.63 1.69 1.58
Subprime Loans 36.97% 36.67% 30.13%
Refinancing Loans 48.26% 46.35% 39.27%
Principal Dwellings 95.41% 94.54% 92.20%
Rejected Applications 11.66% 14.96% 14.69%